Defined Benefit Program
After years of devotion to municipal service, your employees shouldn’t have to worry about what happens when they retire. That’s where our Georgia Municipal Employee Benefit System (GMEBS) Retirement Fund steps in. Created in 1965, our longstanding fund offers customized retirement coverage for more than 290 local government entities. Learn more about our retirement benefits and plan options.
Why GMA?
- We have more than 55 years of experience helping members like you with retirement benefits.
- Our membership-controlled retirement fund has more than 290 members.
- With assets in excess of $3 billion, our fund covers more than 40,000 municipal employees, retirees, and beneficiaries.

Service Details
Our Defined Contribution Program offers a range of advantages, including pre-tax savings, potential federal tax credits, and access to 22 low-cost mutual fund options. With competitive pricing, a dedicated GMA support team, and easy account access, our program ensures participants save more while receiving personalized assistance.
Program Members
Explore the list of over 290 members participating in our membership-controlled retirement fund, providing comprehensive retirement benefits and financial security Georgia's municipal employees.